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Membership at Bayer Heritage FCU brings with
it a great many benefits as well as the high quality products
and services members deserve. When you become a member of BHFCU
your membership stays with you whether you retire, relocate, or
change jobs. Once a member, always a member.
You can find out if you are eligible, as well as join up, right
now.
Eligibility
Following are those eligible for membership:
- Employees of Bayer Corporation that are specifically named
in the BHFCU Charter.
- Immediate family of existing members.
- Individuals that live, work, attend
school, or worship in approved underserved counties. (Counties
defined in BHFCU Charter.)
Joining Is Easy!
It is easy to join BHFCU if you are eligible. Just open a Share
Account with a $5.00 deposit, and you are a member, with all the
benefits and privileges.
Member Identification Disclosure
To help the government fight the funding
of terrorism and money laundering activities, Federal law requires
all financial institutions to obtain, verify, and record information
that identifies each person who opens an account. All persons
are subject to the identity verification requirements even though
they may be a long-term member of and well known to the institution.
For the purpose of the regulation, an account
includes every formal relationship that entails ongoing services,
dealings or transactions. Some examples are a deposit account
or a loan.
What this means for you: When you open an account,
Bayer Heritage FCU will request documentary
verification of your identity, such as a driver’s license
or passport and/or it will verify your identity through other
documentary methods.
Field of Membership
The field of membership shall be limited to those having the
following common bond:
Employees of Bayer Corporation that are specifically named in
the BHFCU Charter
- Employees of Bayer corporation who work in Wetzel or Marshall
Counties, WV; Allegheny County, PA: Licking County or Akron,
OH; Harris or Chambers Counties, TX; Berkley or York Counties,
SC; Orange County, CA; Berlin, CT; or Baltimore, MD.
- Salespersons and employees of sales offices of the above identified
facilities who are paid from the corporate headquarters of Bayer
corporation in Pittsburgh, PA.
- Employees of SpecialityChem Corporation, a wholly-owned subsidiary
of the Bayer Corporation, who work in Marinette, Wisconsin.
- Employees of RheinChemie Corporation, a wholly-owned subsidiary
of the Bayer corporation, who work in Trenton, NJ.
- Employees who work at the Baytown Plant site in Baytown,
TX. Including approved Fence Line Groups.
- Spouses of persons who died while within the field of membership
of this credit union.
- Employees of this credit union.
- Persons retired as pensioners or annuitants from the above
employment; Members of their immediate families*; Organizations
of such persons.
- Bayer Corporation ( limited to company accounts for use in
geographic areas stated in this field of membership).
- Persons who live, work, worship or attend school in, or businesses
and other legal entities located in:
- Wetzel County, WV
- Tyler County, WV
- Monroe County, OH
Individuals That Live, Work, or Worship
in Approved Underserved Counties
Specific Areas of the Following
Counties **
- Marshall County, WV
- Belmont County, OH
- Licking County, OH
- Berkley County, SC
- Charleston County, SC
* "Immediate Family," as defined by the Credit Union Membership
Access Act of 1998, shall include the member's "Grandparent,
parent, spouse, sibling, child, or grandchild. For the purposes
of this definition immediate family member includes adopted children,
stepparents, stepchildren, and stepsiblings." "Household,"
as defined by the Credit Union Membership Access Act of 1998,
shall include: Persons living in the same residence and who maintain
a single economic unit. This includes any person who is a permanent
member of and participates in the maintenance of the household,
including family members, domestic partners, foster children,
and legal guardian relationships. While roommates in a single
residence would meet this definition, a fraternity, sorority,
or nursing home is excluded from this definition."
**Specific Areas: Please contact your local branch of the Credit
Union for specific areas in the listed counties.
Tell Me More!
If you would like to know more about our products and services,
contact us and we will
send you our Information Packet.
Membership Application
You can also request a membership application by completing the
online Membership Request Form.
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