Adjustable Rate Mortgage (ARM) Disclosures

Following are the disclosures for:

• 1 - YEAR 2006 ARM 5-10
• 1 - YEAR 2006 ARM 15-20
• 1 - YEAR 2006 ARM 25-30
• 3 - YEAR 2006 ARM 5-10
• 3 - YEAR 2006 ARM 15-20
• 3 - YEAR 2006 ARM 25-30

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